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NEW QUESTION: 1
See the Exhibit and examine the PL/SQL code for the following table:
Which statement is true about the compilation and execution of the function?
A. The function retrieves the metadata in Extensible Markup Language (XML) format for creating the TIMECARDS table in the HR schema
B. The compilation produces an error because DBMS_METADATA.SET_FILTER(h,'SCHEMA','HR') is not placed in the correct order
C. The function retrieves the metadata as a data definition language (DDL) statement for creating the TIMECARDS table in the HR schema
D. The execution of the function produces an error because multiple objects are fetched and DBMS_METADATA.FETCH_CLOB is not called in a LOOP
Answer: C
Explanation:
Explanation/Reference:
Explanation:
NEW QUESTION: 2
Which of the following statements is true in relation to the Supervisory Capital Assessment Program (SCAP):
I. The SCAP is an annual exercise conducted by the Treasury Department to determine the health of key financial institutions in the US economy II. The SCAP was essentially a stress test where the stress scenarios were specified by the regulators III. Capital buffers calculated under the SCAP represented the amount of capital that the institutions covered by SCAP held in excess of Basel II requirements IV. The SCAP focused on both total Tier 1 capital as well as Tier 1 common capital
A. I and III
B. I, II and IV
C. I and III
D. II and IV
Answer: D
Explanation:
Explanation
In the February of 2009, the Federal Reserve (which is the US central bank system) and other US banking regulators embarked on a simultaneous assessment of the capital held by the 19 largest US bank holding companies. This was an unprecedented exercise of a kind never undertaken before, and was known as the Supervisory Capital Assessment Program (SCAP). The purpose of the exercise was to determine the amount of additional capital (called the 'capital buffer') each of the institutions covered would need to ensure that it would have sufficient capital if the economy weakened more than was then expected. The idea was that these financial institutions would then raise additional capital equal to their respective capital buffers by the fourth quarter of 2009.
Statement I is false on two counts: firstl the SCAP was conducted by the US central bank and other regulators, and not the 'Treasury Department' (the Treasury Department in the US is the equivalent of the Ministry of Finance in may other countries). Second, the SCAP was a one time exercise, and not annual.
Statement II is correct. The regulators prescribed rates of losses on credit assets of different kinds and other macro-economic assumptions, and asked the banks to determine the extent of losses they would need to bear (in addition to calculating them independently too). Therefore the SCAP was a stress test where the scenario was prescribed by the regulators.
Statement III is false. Capital buffer under the SCAP referred to the additional capital the banks would need to have certain ratios of capital, and not 'excess' capital.
Statement IV is correct. The SCAP envisaged two capital targets: a Tier 1 capital ratio in excess of 6% at the end of 2010; and a Tier 1 common capital ratio in excess of 4%. Therefore both the total Tier 1 capital and Tier 1 common capital were targeted.
Therefore Choice 'c' is the correct answer.
NEW QUESTION: 3
A. Option C
B. Option B
C. Option D
D. Option A
Answer: D
