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NEW QUESTION: 1
HMO (Health maintenance organization) must meet the specifications of the federal HMO act as well as meeting many rules and regulations required at state level. There are following basic models EXCEPT:
A. Individual practice association
B. None of these
C. Network model
D. Group model
Answer: B

NEW QUESTION: 2
Alpha Bank determined that Delta Industrial Machinery Corporation has 2% change of default on a one-year
no-payment of USD $1 million, including interest and principal repayment. The bank charges 3% interest rate
spread to firms in the machinery industry, and the risk-free interest rate is 6%. Alpha Bank receives both
interest and principal payments once at the end the year. Delta can only default at the end of the year. If Delta
defaults, the bank expects to lose 50% of its promised payment. What interest rate should Alpha Bank charge
on the no-payment loan to Delta Industrial Machinery Corporation?
A. 12%
B. 10%
C. 8%
D. 9%
Answer: B

NEW QUESTION: 3
Which is a property of a circuit-switched network as opposed to a packetswitched network?
A. The data is broken up into packets.
B. The data is sent to the next destination, which is based on the router's understanding of the best available route.
C. Physical, permanent connections exist from one point to another in a circuit-switched network.
D. Packets are reassembled according to their originally assigned
sequence numbers.
Answer: C
Explanation:
The correct answer is "Physical, permanent connections exist from one point to another in a circuit-switched network". Permanent connections are a feature of circuit-switched networks.

NEW QUESTION: 4
A computer is found to be infected with malware and a technician re-installs the operating system. The
computer remains infected with malware. This is an example of:
A. Spyware.
B. a MBR infection.
C. a rootkit.
D. an exploit kit.
Answer: B
Explanation:
Section: Threats and Vulnerabilities
Explanation/Reference:
Explanation:
An MBR infection is malware that is installed into the Master Boot Record (MBR) of a hard disk.
Reinstalling the operating system does not remove the malware from the MBR. A 'Bootkit' is a rootkit that
infects the Master Boot Record.
Bootkits are an advanced form of rootkits that take the basic functionality of a rootkit and extend it with the
ability to infect the master boot record (MBR) or volume boot record (VBR) so that the bootkit remains
active even after a system reboot.
Bootkits are designed to not only load from the master boot record but also remain active in the system
memory from protected mode through the launch of the operating system and during the computer's active
state.