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NEW QUESTION: 1
In estimating credit exposure for a line of credit, it is usual to consider:
A. only the value of credit exposure currently existing against the credit line as the exposure at default.
B. the present value of the line of credit at the agreed rate of lending.
C. a fixed fraction of the line of credit to be the exposure at default even though the currently drawn amount is quite different from such a fraction.
D. the full value of the credit line to be the exposure at default as the borrower has an informational advantage that will lead them to borrow fully against the credit line at the time of default.
Answer: C
Explanation:
Explanation
Choice 'a' is the correct answer. Exposures such as those to a line of credit of which only a part (or none) may be drawn at the time of assessment present a difficulty when attempting to quantify credit risk. It is not correct to take the entire amount of the line as the exposure at default, and likewise the current exposure is likely to be too aggressively low a number to consider.
While the borrower has an information advantage in that he would be aware of the deterioration in credit standing before the bank and would probably draw cash prior to default, it is unlikely that the entire amount of the line of credit would be drawn in all cases. In some cases, none may be drawn. In other cases, the bank would become aware of the situation and curtail or cancel access to the credit line in a timely fashion.
Therefore a fixed proportion of existing credit lines is considered a reasonable approximation of the exposure at default against credit lines.
NEW QUESTION: 2
Your virtual environment includes Hyper-V host servers and VMware ESX Server hosts.
You manage the environment by using Microsoft System Center Virtual Machine Manager (VMM) 2008 R2.
You need to enable non-administrative users to manage snapshots or checkpoints for virtual machines (VMs) that are hosted on either host system.
What should you do?
A. Create checkpoints by using the VMM Self-Service Portal.
B. Create snapshots from within the Virtual Machine Connection console.
C. Create checkpoints in VMM.
D. Create snapshots by using Hyper-V Manager.
Answer: A
Explanation:
You can grant self-service users permission to create and manage checkpoints for their virtual machines.
By creating checkpoints for a virtual machine, you can restore the virtual machine to a previous state. A
typical use of checkpoints is to create a temporary backup before you apply update the operating system.
The checkpoint enables you to revert the virtual machine to its previous state if the update fails or adversely
affects the virtual machine.
What Is a Checkpoint?
Each checkpoint saves the state of each virtual hard disk that is attached to a virtual machine and all of the hard disk's contents, including application data files.
Use the Recover action to restore a virtual machine to its state when a checkpoint was created. For more information, seeHow to Restore a Virtual Machine to a Checkpoint. When you no longer need to recover a virtual machine to a checkpoint, you should merge the checkpoint to delete the associated files and recover disk space. You can create as many as 64 checkpoints for any one virtual machine. However, checkpoints use disk space and, when allowed to proliferate over long periods, can affect performance during operations such as migrating a virtual machine. For this reason, it is a good practice to routinely merge unneeded checkpoints. Checkpoints are portable. When you migrate, store, or deploy a virtual machine, any existing checkpoints move with the virtual machine. You can create checkpoints only when a virtual machine is deployed on a host. You cannot create checkpoints when a virtual machine is stored in the library. It is advisable to shut down the virtual machine before creating a checkpoint. However, you can create a checkpoint while a virtual machine is in a Stopped or Turned Off state. Doing so stops the virtual machine momentarily while the checkpoint is created. If Virtual Machine Additions is not installed on the virtual machine, the virtual machine is not shut down. Instead, it is simply stopped; this is similar to switching off the power on a physical machine while it is still running. To avoid losing any data, ensure that the virtual machine is not in use and that no processes are running on the virtual machine.
Several entry points are provided for creating checkpoints. You can use the New checkpoint action for a selected virtual machine, or you can create and manage checkpoints while updating the properties of a virtual machine VMM uses the same Single Port Listener technology to provide the administrator with live thumbnails in the VMM Administrator Console. The VMM Self-Service Portal and VirtualMachineViewer.exe also use the Single Port Listener technology of RDP.
Do not use checkpoints for disaster recovery. Checkpoints do not create full duplicates of the hard disk contents nor do they copy data to a separate volume. A checkpoint can serve as temporary backup before updating an operating system on a virtual machine so that you can roll back if the update has any adverse effects. You should use a backup application to back up and recover your data in case of catastrophic data loss. Checkpoints provide a temporary backup when you need to restore a virtual machine to a previous state after a change such as a system or application update. However, you should not use checkpoints for the permanent backup of the operating system, applications, or files. Checkpoints are stored with the virtual machine on the host. Therefore, if the host fails while the virtual machine is deployed, the checkpoints are lost. To provide data protection for your virtualmachines, you should instead use the Volume Shadow Copy Service (VSS) writer for Virtual Server or a backup application such as System Center Data Protection Manager (DPM) to back up your virtual machines to external storage
NEW QUESTION: 3
2007年10月11日の日付を「10月11日、2000」と単語で表示する必要があります。
どのSQLステートメントで必要な結果が得られますか？
A. SELECT TO_CHAR('11-oct-2007', 'fmDdspth "of" Month, Year')FROM DUAL;
B. SELECT TO_CHAR(TO_DATE('11-oct-2007'), 'fmDdthsp "of" Month, Year')FROM DUAL;
C. SELECT TO_CHAR(TO_DATE('11-oct-2007'), 'fmDdspth of month, year')FROM DUAL;
D. SELECT TO_DATE(TO_CHAR('11-oct-2007'), 'fmDdspth "of" Month, Year'))FROM DUAL;
Answer: B
